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Subject: We're making some changes to our PayPal legal agreements
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e>=0A  </head>=0A=0A  <body>=0A    <h4 id=3D"preHeader" style=3D"display:no=
ne;color:#FAF8F5;font-size:0px;line-height:0px">Syed Hyder, you can view th=
e changes on our website.</h4>=0A    <table cellPadding=3D"0" cellSpacing=
=3D"0" border=3D"0" width=3D"100%">=0A      <tbody>=0A        <tr>=0A      =
    <td bgcolor=3D"#FAF8F5" style=3D"font-size:0px"></td>=0A          <td b=
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"100%" dir=3D"ltr">=0A              <tbody>=0A                <tr>=0A      =
            <td>=0A                    <table cellPadding=3D"0" cellSpacing=
=3D"0" border=3D"0" width=3D"100%">=0A                      <tbody>=0A     =
                   <tr>=0A                          <td>=0A                =
            <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" borde=
r=3D"0" style=3D"background:#fff" dir=3D"ltr">=0A                          =
    <tbody>=0A                                <tr>=0A                      =
            <td style=3D"color:#687173;font-weight:500;font-size:14px;line-=
height:20px;padding:10px"><span>Hello, Syed Hyder</span></td>=0A           =
                     </tr>=0A                              </tbody>=0A     =
                       </table>=0A                          </td>=0A       =
                 </tr>=0A                        <tr>=0A                   =
       <td>=0A                            <table width=3D"100%" cellPadding=
=3D"0" cellSpacing=3D"0" border=3D"0" dir=3D"ltr">=0A                      =
        <tbody>=0A                                <tr>=0A                  =
                <td style=3D"padding:15px 20px 25px 20px"><img src=3D"https=
://www.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/im=
ages/paypal-rebranding/pp-logo-in-circle-2x.png" style=3D"display:block" bo=
rder=3D"0" width=3D"63" height=3D"63" alt=3D"PayPal" title=3D"PayPal" /></t=
d>=0A                                </tr>=0A                              =
</tbody>=0A                            </table>=0A                         =
 </td>=0A                        </tr>=0A                      </tbody>=0A =
                   </table>=0A                  </td>=0A                </t=
r>=0A              </tbody>=0A            </table>=0A            <table cel=
lPadding=3D"0" cellSpacing=3D"0" border=3D"0" width=3D"100%" class=3D"ppsan=
s" dir=3D"ltr">=0A              <tbody>=0A                <tr>=0A          =
        <td width=3D"640" valign=3D"top">=0A                    <table widt=
h=3D"100%" cellSpacing=3D"0" cellPadding=3D"0" border=3D"0" style=3D"paddin=
g:0px 35px 30px 35px;word-break:break-word">=0A                      <tbody=
>=0A                        <tr>=0A                          <td>=0A       =
                     <p class=3D"ppsans" style=3D"font-size:32px;font-weigh=
t:500;line-height:38px;color:#001C64;margin:0" dir=3D"ltr"><span>We're maki=
ng some changes to our legal agreements that will apply to you.</span></p>=
=0A                          </td>=0A                        </tr>=0A      =
                </tbody>=0A                    </table>=0A                 =
   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=
=0A                      <tbody>=0A                        <tr>=0A         =
                 <td class=3D"ppsans" style=3D"padding:0px 35px 25px 35px">=
=0A                            <p class=3D"ppsans" style=3D"font-size:14px;=
line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr">=
<span>There is no action needed from you today, but if you would like to le=
arn more, you can find details about these changes, when they apply and wha=
t you can do if you want to decline the changes on our <a href=3D"https://w=
ww.paypal.com/us/webapps/mpp/ua/upcoming-policies-full=3Flocale.x=3Den_US&v=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=
=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den=
_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=
=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain=
%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&=
appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&lin=
k_ref=3Dua_upcoming-policies-full" target=3D"_blank" style=3D"text-decorati=
on:none">policy update page</a>. You can also view these changes by visitin=
g PayPal.com, clicking 'Legal' at the bottom of the page and then selecting=
 'Policy Updates'.</span></p>=0A                          </td>=0A         =
               </tr>=0A                      </tbody>=0A                   =
 </table>=0A                    <table width=3D"100%" cellPadding=3D"0" cel=
lSpacing=3D"0" border=3D"0">=0A                      <tbody>=0A            =
            <tr>=0A                          <td class=3D"ppsans" style=3D"=
padding:0px 35px 25px 35px">=0A                            <p class=3D"ppsa=
ns" style=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-br=
eak:break-word" dir=3D"ltr"><span>If you have questions about any of these =
changes or your account, please don't hesitate to <a href=3D"https://www.pa=
ypal.com/us/smarthelp/contact-us=3Flocale.x=3Den_US&v=3D1&utm_source=3Dunp&=
utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D53afa3c0-fb98-11ee-=
9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&cust=3D=
&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=3D23900f7dae295&unp_tpc=
id=3Donline-user-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=
=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.245.0&ten=
ant_name=3DPayPal&xt=3D145585%2C104038%2C124817&link_ref=3Dsmarthelp_contac=
t-us" target=3D"_blank" style=3D"text-decoration:none">get in touch</a> wit=
h us.</span></p>=0A                          </td>=0A                      =
  </tr>=0A                      </tbody>=0A                    </table>=0A =
                   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0=
" border=3D"0">=0A                      <tbody>=0A                        <=
tr>=0A                          <td class=3D"ppsans" style=3D"padding:0px 3=
5px 25px 35px">=0A                            <p class=3D"ppsans" style=3D"=
font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-wor=
d" dir=3D"ltr"><span>Thank you for being a PayPal customer.</span></p>=0A  =
                        </td>=0A                        </tr>=0A           =
           </tbody>=0A                    </table>=0A                  </td=
>=0A                </tr>=0A                <tr>=0A                  <td wi=
dth=3D"640">=0A                    <table width=3D"100%" cellPadding=3D"0" =
cellSpacing=3D"0" border=3D"0" dir=3D"ltr">=0A                      <tbody>=
=0A                        <tr>=0A                          <td>=0A        =
                    <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"=
0" border=3D"0">=0A                              <tbody>=0A                =
                <tr>=0A                                  <td width=3D"120" =
valign=3D"top"><img src=3D"https://www.paypalobjects.com/digitalassets/c/sy=
stem-triggered-email/n/layout/images/paypal-rebranding/footer-logo-with-cro=
p-2x.png" width=3D"283" height=3D"100" style=3D"display:block" border=3D"0"=
 alt=3D"PayPal" />=0A                                    <hr class=3D"foote=
rDivider" style=3D"border-top:1px solid #C6C6C6;margin:0px 35px" />=0A     =
                             </td>=0A                                </tr>=
=0A                              </tbody>=0A                            </t=
able>=0A                          </td>=0A                        </tr>=0A =
                     </tbody>=0A                    </table>=0A            =
        <table id=3D"body_footer_links" width=3D"100%" cellPadding=3D"0" ce=
llSpacing=3D"0" border=3D"0" style=3D"margin-bottom:0px" dir=3D"ltr">=0A   =
                   <tbody>=0A                        <tr>=0A               =
           <td style=3D"font-size:11px;line-height:31px;padding:10px 35px;c=
olor:#001435;font-weight:500" class=3D"ppsans"><a href=3D"https://www.paypa=
l.com/us/smarthelp/home=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_cam=
paign=3DRT002546&utm_unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DR=
T002546&cnac=3DUS&rsta=3Den_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11=
ee-9c5b-3cfdfeedc794&calc=3D23900f7dae295&unp_tpcid=3Donline-user-agreement=
-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mch=
n=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145=
585%2C104038%2C124817&link_ref=3Dsmarthelp_home" target=3D"_blank" class=3D=
"ppsans" style=3D"color:#0070E0;text-decoration:none" alt=3D"Help &amp; Con=
tact">Help &amp; Contact</a><span style=3D"padding:0px 5px"> | </span><a hr=
ef=3D"https://www.paypal.com/us/webapps/mpp/paypal-safety-and-security=3Fv=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=
=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den=
_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=
=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain=
%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&=
appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&lin=
k_ref=3Dmpp_paypal-safety-and-security" target=3D"_blank" class=3D"ppsans" =
style=3D"color:#0070E0;text-decoration:none" alt=3D"Security">Security</a><=
span style=3D"padding:0px 5px"> | </span><a href=3D"https://www.paypal.com/=
us/webapps/mpp/mobile-apps=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_=
campaign=3DRT002546&utm_unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=
=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb9=
8-11ee-9c5b-3cfdfeedc794&calc=3D23900f7dae295&unp_tpcid=3Donline-user-agree=
ment-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl=
&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.245.0&tenant_name=3DPayPal&xt=
=3D145585%2C104038%2C124817&link_ref=3Dmpp_mobile-apps" target=3D"_blank" c=
lass=3D"ppsans" style=3D"color:#0070E0;text-decoration:none" alt=3D"Apps">A=
pps</a></td>=0A                        </tr>=0A                        <tr>=
=0A                          <td style=3D"padding-bottom:20px;padding-top:2=
0px;padding-left:20px;padding-right:20px">=0A                            <t=
able cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" dir=3D"ltr">=0A      =
                        <tbody>=0A                                <tr>=0A  =
                                <td align=3D"center" valign=3D"middle" widt=
h=3D"60"><a id=3D"twitter" href=3D"https://twitter.com/PayPal=3Fv=3D1%2C0.1=
&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D5=
3afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%=
28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=3D239=
00f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain%3Aema=
il%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVer=
sion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&link_ref=
=3Dtwitter.com_paypal" target=3D"_blank"><img border=3D"0" src=3D"https://w=
ww.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images=
/quantum_leap/footer-social-icons_x.png" width=3D"28" height=3D"28" style=
=3D"display:block" alt=3D"Twitter" /></a></td>=0A                          =
        <td align=3D"center" valign=3D"middle" width=3D"60"><a id=3D"instag=
ram" href=3D"https://www.instagram.com/paypal/=3Fv=3D1%2C0.1&utm_source=3Du=
np&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D53afa3c0-fb98-11=
ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&cust=
=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=3D23900f7dae295&unp_=
tpcid=3Donline-user-agreement-change-email&page=3Dmain%3Aemail%3ART002546&p=
grp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.245.0&=
tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&link_ref=3Dwww.instagram=
.com_paypal" target=3D"_blank"><img border=3D"0" src=3D"https://www.paypal=
objects.com/digitalassets/c/system-triggered-email/n/layout/images/paypal-r=
ebranding/footer-social-icons_instagram-2x.png" width=3D"28" height=3D"28" =
style=3D"display:block" alt=3D"Instagram" /></a></td>=0A                   =
               <td align=3D"center" valign=3D"middle" width=3D"60"><a id=3D=
"facebook" href=3D"https://www.facebook.com/PayPalUSA=3Fv=3D1%2C0.1&utm_sou=
rce=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D53afa3c0-=
fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%=
29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=3D23900f7dae2=
95&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain%3Aemail%3ART0=
02546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1=
.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&link_ref=3Dwww.f=
acebook.com_paypalusa" target=3D"_blank"><img border=3D"0" src=3D"https://w=
ww.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images=
/paypal-rebranding/footer-social-icons_facebook-2x.png" width=3D"28" height=
=3D"28" style=3D"display:block" alt=3D"Facebook" /></a></td>=0A            =
                      <td align=3D"center" valign=3D"middle" width=3D"60"><=
a id=3D"linkedin" href=3D"http://www.linkedin.com/company/1482=3Ftrk=3Dtyah=
&v=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unpt=
id=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3D=
en_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=
=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain=
%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&=
appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&lin=
k_ref=3Dcompany_1482" target=3D"_blank"><img border=3D"0" src=3D"https://ww=
w.paypalobjects.com/digitalassets/c/system-triggered-email/n/layout/images/=
paypal-rebranding/footer-social-icons_linkedin-2x.png" width=3D"28" height=
=3D"28" style=3D"display:block" alt=3D"LinkedIn" /></a></td>=0A            =
                    </tr>=0A                              </tbody>=0A      =
                      </table>=0A                          </td>=0A        =
                </tr>=0A                      </tbody>=0A                  =
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llSpacing=3D"0" border=3D"0" width=3D"100%" style=3D"padding:5px 35px 20px =
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td class=3D"ppsans" width=3D"600">=0A                    <table id=3D"hideF=
orTextFooter" width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"=
0">=0A                      <tbody>=0A                        <tr>=0A      =
                    <td style=3D"font-size:11px;line-height:13px;padding:5p=
x 0px">=0A                            <p class=3D"ppsans" style=3D"font-siz=
e:11px;margin:0" dir=3D"ltr"><span>PayPal is committed to preventing fraudu=
lent emails. Emails from PayPal will always contain your full name. <a href=
=3D"https://www.paypal.com/us/webapps/mpp/security/suspicious-activity=3Fv=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=
=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den=
_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=
=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain=
%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&=
appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&lin=
k_ref=3Dsecurity_suspicious-activity" target=3D"_blank" style=3D"text-decor=
ation:none">Learn to identify phishing</a></span></p>=0A                   =
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y>=0A                    </table>=0A                    <table id=3D"hideFo=
rTextFooter" width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0=
">=0A                      <tbody>=0A                        <tr>=0A       =
                   <td style=3D"font-size:11px;line-height:13px;padding:5px=
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=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cnac=3DUS&rsta=3Den=
_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&calc=
=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-email&page=3Dmain=
%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&=
appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C104038%2C124817&lin=
k_ref=3Dselfhelp_home" target=3D"_blank" style=3D"text-decoration:none">Hel=
p &amp; Contact</a>.</span></p>=0A                          </td>=0A       =
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ze:11px;line-height:13px;padding:5px 0px">=0A                            <p=
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ure why you received this email=3F <a href=3D"https://www.paypal.com/us/sma=
rthelp/article/why-am-i-receiving-emails-from-paypal-when-i-dont-have-an-ac=
count-faq4172=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT=
002546&utm_unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&ppid=3DRT002546&cn=
ac=3DUS&rsta=3Den_US%28en-US%29&cust=3D&unptid=3D53afa3c0-fb98-11ee-9c5b-3c=
fdfeedc794&calc=3D23900f7dae295&unp_tpcid=3Donline-user-agreement-change-em=
ail&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=
=3Dci&mail=3Dsys&appVersion=3D1.245.0&tenant_name=3DPayPal&xt=3D145585%2C10=
4038%2C124817&link_ref=3Darticle_why-am-i-receiving-emails-from-paypal-when=
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cellSpacing=3D"0" border=3D"0">=0A                      <tbody>=0A         =
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py; 1999-2024 PayPal, Inc. All rights reserved. PayPal is located at 2211 N=
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mail&amp;utm_campaign=3DRT002546&amp;utm_unptid=3D53afa3c0-fb98-11ee-9c5b-3=
cfdfeedc794&amp;ppid=3DRT002546&amp;cnac=3DUS&amp;rsta=3Den_US%28en-US%29&a=
mp;cust=3D&amp;unptid=3D53afa3c0-fb98-11ee-9c5b-3cfdfeedc794&amp;calc=3D239=
00f7dae295&amp;unp_tpcid=3Donline-user-agreement-change-email&amp;page=3Dma=
in%3Aemail%3ART002546&amp;pgrp=3Dmain%3Aemail&amp;e=3Dop&amp;mchn=3Dem&amp;=
s=3Dci&amp;mail=3Dsys&amp;appVersion=3D1.245.0&amp;tenant_name=3DPayPal&amp=
;xt=3D145585%2C104038%2C124817&amp;link_ref=3Dt.paypal.com_ts" /></p>=0A   =
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